ClearAutoLoans.com (referred to as "we" or "us" in this policy) is committed to maintain the security, confidentiality and privacy of information collected from clients through this website. The purpose of this policy is to tell you what personal information we collect about you, how we use it, whether we disclose it to anybody else, how long we keep it, and how you can request access to your personal information or obtain more information about our policies.
“Personal Information” means the information you provide to us through this website that is not publicly available. Your name, business title, business address, business e-mail address, business telephone number or business facsimile number are excluded. Your home address and telephone number are also excluded if these are published in a telephone or other directory.
When you complete the application we collect the following personal information:
In order to protect your data, we use regular Malware Scanning on our server(s). In addition, your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. All Personal Information you supply is transmitted via Secure Socket Layer (SSL) technology.
You may request access to your Personal Information and information about our collection, use and disclosure of that information by sending your request to us at the email address noted below. We will provide reasonable access to your personal information within a reasonable time, and you will be entitled to challenge the accuracy and completeness of the information and to have it amended as appropriate.
We will retain your Personal Information only for as long as it is required for the purposes for which it was collected. We delete Personal Information from our server(s) on a regular basis and we will delete and/or destroy, erase or make anonymous your personal information when it is no longer required.
We may transfer and/or otherwise disclose this Personal Information to automotive dealers, finance companies or other organizations or individuals which may be able to assist you in purchasing a new or used vehicle or assist in servicing your particular request (herein referred to individually as "Provider" and collectively as "Providers"). The Providers to whom we disclose your information may conduct searches in relation to this Personal Information and/or other information. By providing us with your Personal Information, you consent to its disclosure and/or transfer to one or more Providers, any or all of which may conduct independent searches in relation to your Personal Information and any or all of whom may share that information with other lenders or finance companies in order to fulfill your request and/or process your application.
The Provider may contact you in the future for additional information.
Providers may contact you using automated telephone dialing systems, text and/or pre-recorded messages to expedite your request and may present other relevant offers. You consent to these methods of contact. Consent to these methods of contact is not required as a condition of the services.
You further acknowledge and agree that Providers may retain and rely on your application to access your credit report in order to evaluate your credit application and to verify the information in your application, including income and employment.
You may withdraw your consent to receive the Records electronically at any time, or update your contact information at any time with us or with Providers who have received your information. You have the Right to paper Records and copies of Records.
We log the activity of visitors on this website and may use temporary "cookies" to gather statistical and demographic data for security, technical and marketing purposes.
Third party advertisers and marketing firms associated with this site may also use "cookies". These "cookies" may be used by us in conjunction with third parties, or independently by third parties, to show you ads on sites across the Internet and to serve you ads based on your past visits to this website. You can opt-out of this type of advertising by visiting the Network Advertising Initiative consumer opt-out page here.
This website contains links to third party websites and is not responsible for the contents of those websites or their privacy practices.
Other than for our everyday business purposes, we will not share your personal information with nonaffiliates or affiliates without first giving you additional privacy choices.
Other than for our everyday business purposes, we will not share the following without first giving you additional privacy choices: (i) personal information with nonaffiliates; and (ii) personal information about your creditworthiness with affiliates or joint marketing partners.
You have the right of free choice in the selection of the agent and insurer through or by which insurance in connection with a loan is to be placed. Obtaining insurance products from a particular agent or broker does not affect credit decisions by the lender.
A consumer report may be requested in connection with your application. Upon your request, we will tell you whether or not the consumer report was requested and give you the name and address of the consumer reporting agency that furnished the report.
The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.
Wisconsin law provides that no provision of a marital property agreement, a unilateral statement under the marital property law, or a court decree, will adversely affect a creditor?s interests unless the creditor, prior to the time the credit is granted, is furnished with a copy of the agreement, statement or decree or has actual knowledge of the adverse provision. If you are making this application individually and not jointly with your spouse, you understand that Wisconsin law requires that your spouse be given notice of this credit obligation.
Credit Reports may be obtained in connection with this application for credit
Notification - Every licensee shall furnish to every applicant, a copy of this regulation at the time when such application is made. Posting of this regulation in the office of the licensee in a place both prominent and easily visible to all potential applicants shall satisfy this requirement. An explanation as to the contents and limitations contained herein shall satisfy this requirement when transactions occur telephonically. An informational screen containing these limitations with an affirmative acknowledgement by the consumer, prior to application, shall satisfy this requirement for internet transactions.
Your Finance Application may be shared with the following consumer Finance Lending Institution(s) and you consent to be contacted by these partner(s) (and other partners not listed) by autodialer, text, and/or prerecorded messages:DriveTime
c/o showtheplanet inc.
5A-140 Meadowood Drive
Winnipeg, MB R2M 5L8
Last Modified: Oct 31, 2016