ClearAutoLoans.com (referred to as "we" or "us" in this policy) is committed to maintain the security, confidentiality and privacy of information collected from clients through this website. The purpose of this policy is to tell you what personal information we collect about you, how we use it, whether we disclose it to anybody else, how long we keep it, and how you can request access to your personal information or obtain more information about our policies.
“Personal Information” means the information you provide to us through this website that is not publicly available. Your name, business title, business address, business e-mail address, business telephone number or business facsimile number are excluded. Your home address and telephone number are also excluded if these are published in a telephone or other directory.
When you complete the application we collect the following personal information:
By submitting your Personal Information on the application, you acknowledge and consent to the collection, use, and/or disclosure of your Personal Information as set out in this Privacy Policy. If you do not consent to our collection, use, and/or disclosure of your Personal Information in accordance with this Privacy Policy do not submit your Personal Information to us. Please note that in the event that you do not provide your Personal Information as contemplated by the application, we may be unable to complete your request for assistance.
In order to protect your data, we use regular Malware Scanning on our server(s). In addition, your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. All Personal Information you supply is transmitted via Secure Socket Layer (SSL) technology.
You may request access to your Personal Information and information about our collection, use and disclosure of that information by sending your request to us at the email address noted below. We will provide reasonable access to your personal information within a reasonable time, and you will be entitled to challenge the accuracy and completeness of the information and to have it amended as appropriate.
We do not sell, rent or provide your personal information to third parties that are unaffiliated with us.
We may transfer and/or otherwise disclose this Personal Information to automotive dealers, finance companies or other organizations or individuals affiliated with us which may be able to assist you in purchasing a new or used vehicle or assist in servicing your particular request (herein referred to individually as "Provider" and collectively as "Providers"). The Providers to whom we disclose your information may conduct searches in relation to this Personal Information and/or other information. By providing us with your Personal Information, you consent to its disclosure and/or transfer to one or more Providers, any or all of which may conduct independent searches in relation to your Personal Information and any or all of whom may share that information with other lenders or finance companies in order to fulfill your request and/or process your application.
The Provider may contact you in the future for additional information.
Providers are expected to use reasonable protection measures and to refrain from further disclosing your Personal Information without your consent, except as provided in this Privacy Policy.
Providers may contact you using automated telephone dialing systems, text and/or pre-recorded messages to expedite your request and may present other relevant offers. You consent to these methods of contact. Consent to these methods of contact is not required as a condition of the services.
We may also transfer your data to third-party service providers who may process and store your data. Specifically we use GetResponse Inc. to manage our email responses and send emails to you. We also use Google to manage our domain email services.
You acknowledge and agree that Providers to which we have disclosed your personal information in accordance with this Privacy Policy, may request a credit report for any legitimate purpose associated with your application [for credit, extending credit, modifying the terms of your credit agreement, or collection on your account] and may disclose any credit decision and related credit decision details to us and other lending partners.
You further acknowledge and agree that Providers may retain and rely on your application to access your credit report in order to evaluate your credit application and to verify the information in your application, including income and employment.
You further acknowledge and agree that Providers may retain and rely on your application to access your credit report in order to evaluate your credit application and to verify the information in your application, including income and employment.
You acknowledge and agree that you have read the Consent to Electronic Records below and agree to conduct transactions and receive records electronically. To the extent permitted by law, Providers will provide all disclosures and notices to you in electronic form including, but not limited to, any notices (e.g., adverse action notice and privacy policy notice) required by the Equal Credit Opportunity Act, Gramm-Leach-Bliley Act, other applicable US federal law, and any implementing regulations. This Consent to Electronic Documents informs you of your rights when Records will be provided to you electronically. By consenting, you acknowledge receipt of this Consent to Electronic Records and agree to the electronic delivery of the Records. The Records will be provided to you either on the Provider’s website, in an email message, or as an attachment to an email message sent to the email address you provide as part of your request, application, or registration. To access the Records, you will need Adobe Acrobat Reader version 7 or higher, and a personal computer or other access device which is capable of accessing the Internet. To retain the Record, your access device must have the ability to either download the Records to your computer’s hard drive or print the Records.
You may withdraw your consent to receive the Records electronically at any time, or update your contact information at any time with us or with Providers who have received your information. You have the Right to paper Records and copies of Records.
We log the activity of visitors on this website and may use temporary "cookies" to gather statistical and demographic data for security, technical and marketing purposes.
We may use interest-based advertising services (sometimes called "remarketing" or "retargeting") provided by third party vendors (such as Google and Facebook) to display advertisements on third party websites and social media websites or apps visited by users of this website. These third party advertising vendors may use cookies, pixels, tokens and/or other unique identifiers to display ads based on a device's past access to this website. You can opt-out of this type of advertising by visiting the Network Advertising Initiative consumer opt-out page here.
We use Google Analytics, a web analytics service provided by Google, Inc. Google Analytics makes use of "cookies" to gather data on how this website is used and compiles reports that help us analyze and improve our website. You can opt-out of Google Analytics by downloading and installing the Google Analytics Opt-out Browser Addon.
We use Google Maps to display embedded maps of addresses entered on our website and the Google geocoding service to help validate entered addresses when necessary.
We use Google reCAPTCHA to check whether the data entered on our website has been entered by a human or by an automated program. To do this, reCAPTCHA analyzes the behavior of visitors on our website. The reCAPTCHA analyses take place completely in the background and uses information such as your IP address, mouse movements and time on site to help in its analysis. The data collected during the analysis is forwarded to Google. You can learn more about reCAPTCHA at https://www.google.com/recaptcha/ and read the Google Privacy Policy at https://policies.google.com/privacy.
Your loan request and information submitted using our services may be shared with one or more third party consumer finance lending institutions, other lenders, dealers or brokers. These may include the consumer finance lending institutions listed below, and you consent to be contacted by these third-party consumer finance lending institutions and other lenders or dealers in connection with your loan request, including by autodialer, text messaging, and/or prerecorded messages:
DriveTimeChanges to this Privacy Policy will be posted on this page and the date of the most recent changes will be shown at the bottom of this page.
If you have questions relating to this Privacy Policy or about the collection, use and disclosure of your Personal Information, please contact us at: [email protected] or by regular mail at:
CLEARAUTOLOANS.COM
c/o showtheplanet inc.
205-900 Harrow St E
Winnipeg, MB R3M 3Y7
CA
Last Modified: September 19, 2019