Privacy Policy

ClearAutoLoans.com (referred to as "we" or "us" in this policy) is committed to maintain the security, confidentiality and privacy of information collected from clients through this website. The purpose of this policy is to tell you what personal information we collect about you, how we use it, whether we disclose it to anybody else, how long we keep it, and how you can request access to your personal information or obtain more information about our policies.

“Personal Information” means the information you provide to us through this website that is not publicly available. Your name, business title, business address, business e-mail address, business telephone number or business facsimile number are excluded. Your home address and telephone number are also excluded if these are published in a telephone or other directory.

Personal Information We Collect

When you complete the application we collect the following personal information:

  • Information about your driving habits (such as preferred type, make and model of vehicle)
  • E-mail address
  • Address and telephone number including the time lived at your current address
  • Date of birth and Social Security Number
  • Financial information about you including your vehicle budget, housing status, expenses and income
  • Details of your employment including position, employer and length of employment

Consent

By submitting your Personal Information on the application, you acknowledge and consent to the collection, use, and/or disclosure of your Personal Information as set out in this Privacy Policy. If you do not consent to our collection, use, and/or disclosure of your Personal Information in accordance with this Privacy Policy do not submit your Personal Information to us. Please note that in the event that you do not provide your Personal Information as contemplated by the application, we may be unable to complete your request for assistance.

Securing Your Information

In order to protect your data, we use regular Malware Scanning on our server(s). In addition, your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. All Personal Information you supply is transmitted via Secure Socket Layer (SSL) technology.

Accessing Your Personal Information

You may request access to your Personal Information and information about our collection, use and disclosure of that information by sending your request to us at the email address noted below. We will provide reasonable access to your personal information within a reasonable time, and you will be entitled to challenge the accuracy and completeness of the information and to have it amended as appropriate.

Retention

We will retain your Personal Information only for as long as it is required for the purposes for which it was collected. We delete Personal Information from our server(s) on a regular basis and we will delete and/or destroy, erase or make anonymous your personal information when it is no longer required.

Sharing Information

We may transfer and/or otherwise disclose this Personal Information to automotive dealers, finance companies or other organizations or individuals which may be able to assist you in purchasing a new or used vehicle or assist in servicing your particular request (herein referred to individually as "Provider" and collectively as "Providers"). The Providers to whom we disclose your information may conduct searches in relation to this Personal Information and/or other information. By providing us with your Personal Information, you consent to its disclosure and/or transfer to one or more Providers, any or all of which may conduct independent searches in relation to your Personal Information and any or all of whom may share that information with other lenders or finance companies in order to fulfill your request and/or process your application.

The Provider may contact you in the future for additional information.

Providers are expected to use reasonable protection measures and to refrain from further disclosing your Personal Information without your consent, except as provided in this Privacy Policy.

Providers may contact you using automated telephone dialing systems, text and/or pre-recorded messages to expedite your request and may present other relevant offers. You consent to these methods of contact. Consent to these methods of contact is not required as a condition of the services.

CREDIT REPORT NOTICE

You acknowledge and agree that Providers to which we have disclosed your personal information in accordance with this Privacy Policy, may request a credit report for any legitimate purpose associated with your application [for credit, extending credit, modifying the terms of your credit agreement, or collection on your account] and may disclose any credit decision and related credit decision details to us and other lending partners.

You further acknowledge and agree that Providers may retain and rely on your application to access your credit report in order to evaluate your credit application and to verify the information in your application, including income and employment.

Consent for Electronic Documents under the Electronic Signatures in Global and National Commerce Act

You acknowledge and agree that you have read the Consent to Electronic Records below and agree to conduct transactions and receive records electronically. To the extent permitted by law, Providers will provide all disclosures and notices to you in electronic form including, but not limited to, any notices (e.g., adverse action notice and privacy policy notice) required by the Equal Credit Opportunity Act, Gramm-Leach-Bliley Act, other applicable US federal law, and any implementing regulations. This Consent to Electronic Documents informs you of your rights when Records will be provided to you electronically. By consenting, you acknowledge receipt of this Consent to Electronic Records and agree to the electronic delivery of the Records. The Records will be provided to you either on the Provider’s website, in an email message, or as an attachment to an email message sent to the email address you provide as part of your request, application, or registration. To access the Records, you will need Adobe Acrobat Reader version 7 or higher, and a personal computer or other access device which is capable of accessing the Internet. To retain the Record, your access device must have the ability to either download the Records to your computer’s hard drive or print the Records.

You may withdraw your consent to receive the Records electronically at any time, or update your contact information at any time with us or with Providers who have received your information. You have the Right to paper Records and copies of Records.

Consent to Electronic Records

  • You can receive documents electronically and can access and retain those documents.
  • You can receive and read email messages sent to the email address in your application.
  • You can access information provided electronically at our website and other web sites related to your application.
  • You will receive documents electronically and to store or print those documents for your records
  • The actions described here or on the documents will serve as your electronic signature on any such documents
  • You are providing your consent to receive electronic communications from us under the Electronic Signatures in Global and National Commerce Act, and are intending that this law apply to your transactions with us

Other Information We Collect

We log the activity of visitors on this website and may use temporary "cookies" to gather statistical and demographic data for security, technical and marketing purposes.

Information Collected By Third Parties Associated With Us

Third party advertisers and marketing firms associated with this site may also use "cookies". These "cookies" may be used by us in conjunction with third parties, or independently by third parties, to show you ads on sites across the Internet and to serve you ads based on your past visits to this website. You can opt-out of this type of advertising by visiting the Network Advertising Initiative consumer opt-out page here.

Links to Third Party Websites

This website contains links to third party websites and is not responsible for the contents of those websites or their privacy practices.

State Specific Notices

For California Applicants

Other than for our everyday business purposes, we will not share your personal information with nonaffiliates or affiliates without first giving you additional privacy choices.

For Vermont Applicants

Other than for our everyday business purposes, we will not share the following without first giving you additional privacy choices: (i) personal information with nonaffiliates; and (ii) personal information about your creditworthiness with affiliates or joint marketing partners.

For Maine Applicants

You have the right of free choice in the selection of the agent and insurer through or by which insurance in connection with a loan is to be placed. Obtaining insurance products from a particular agent or broker does not affect credit decisions by the lender.

For New York Applicants

A consumer report may be requested in connection with your application. Upon your request, we will tell you whether or not the consumer report was requested and give you the name and address of the consumer reporting agency that furnished the report.

For Ohio Applicants

The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.

For Wisconsin Applicants

Wisconsin law provides that no provision of a marital property agreement, a unilateral statement under the marital property law, or a court decree, will adversely affect a creditor?s interests unless the creditor, prior to the time the credit is granted, is furnished with a copy of the agreement, statement or decree or has actual knowledge of the adverse provision. If you are making this application individually and not jointly with your spouse, you understand that Wisconsin law requires that your spouse be given notice of this credit obligation.

For Rhode Island Applicants

Credit Reports may be obtained in connection with this application for credit

For Delaware Applicants

Notification - Every licensee shall furnish to every applicant, a copy of this regulation at the time when such application is made. Posting of this regulation in the office of the licensee in a place both prominent and easily visible to all potential applicants shall satisfy this requirement. An explanation as to the contents and limitations contained herein shall satisfy this requirement when transactions occur telephonically. An informational screen containing these limitations with an affirmative acknowledgement by the consumer, prior to application, shall satisfy this requirement for internet transactions.

Lender Specific Information

Your Finance Application may be shared with the following consumer Finance Lending Institution(s) and you consent to be contacted by these partner(s) (and other partners not listed) by autodialer, text, and/or prerecorded messages:

DriveTime
1720 West Rio Salado Pkwy
Tempe, AZ 85281

Policy Changes

Changes to this Privacy Policy will be posted on this page and the date of the most recent changes will be shown at the bottom of this page.

Questions

If you have questions relating to this Privacy Policy or about the collection, use and disclosure of your Personal Information, please contact us at: [email protected] or by regular mail at:

CLEARAUTOLOANS.COM
c/o showtheplanet inc.
5A-140 Meadowood Drive
Winnipeg, MB R2M 5L8
CA

Last Modified: Oct 31, 2016